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trungnguyen14543
Direct money transfer from card/bank account to one payeezy account

Hello,

I'm currently looking for a solution which allows direct money transfer from a card(visa/credit) or a bank account to one Payeezy account. If you have any information, please guide me. Thank you so much.


christopherlord730
Re: Direct money transfer from card/bank account to one...

What you've described is basically how a merchant account functions. You accept payments through Payeezy's API or virtual terminal whether it's a credit card or check payment and then funds are deposited to the bank account you have on file with the merchant account provider.

Transaction types
https://developer.payeezy.com/apis

Code Samples
https://github.com/payeezy/payeezy_direct_API


trungnguyen14543
Re: Direct money transfer from card/bank account to one...

Thank you so much for your reply.

That I'm expecting is my app allows a user to transfer money from his credit card to another merchant account. It means my app is a third-party merchant among customers, and It enables them to exchange funds in my platform.


christopherlord730
Re: Direct money transfer from card/bank account to one...

You can have multiple chained merchant accounts. However, that is something you should discuss with the merchant account provider. This forum is for technical issues related to the Payeezy APIs.


trungnguyen14543
Re: Direct money transfer from card/bank account to one...

To be precise, I don't know if the Payeezy API allows me to transfer funds from a credit card to a merchant id in Payeezy system.

Let me take an example in FirstDataAPIClientV2Test.java (https://github.com/payeezy/payeezy_direct_API/blob/master/payeezy_java/example/src/test/java/com/firstdata/firstapi/client/FirstDataAPIClientV2Test.java)

In the function doGetTAToken, we have client.setMerchantid("OGEzNGU3NjM0ODQyMTU3NzAxNDg0MjE4NDY4ZTAwMDA="). I don't know if I can set the id of anther merchant, instead of my merchant id.

If yes, I guess that the payment will send to this merchant account.


christopherlord730
Re: Direct money transfer from card/bank account to one...

The merchant token is associated with a specific merchant ID. So yes, you can specify the merchant account based on the merchant token that is used when authenticating.