Android Pay™ is a cloud-based service which enables merchants to create a frictionless checkout experience for buyers using Android devices. Android users securely store their payment and shipping information in their Google Wallet. At the time of checkout, with a single tap, users grant merchants access to their billing address, shipping address and payment token information. The merchants then use the payment information received to complete the purchase. For customers, this means a hassle-free and secure checkout experience while for merchants it means less abandoned carts and happy customers.