Code Explanation
M CVV2/CVC2 Match - Indicates that the card is authentic. Complete the transaction if the authorization request was approved.
N CVV2 / CVC2 No Match – May indicate a problem with the card. Contact the cardholder to verify the CVV2 code before completing the transaction, even if the authorization request was approved.
P Not Processed - Indicates that the expiration date was not provided with the request, or that the card does not have a valid CVV2 code. If the expiration date was not included with the request, resubmit the request with the expiration date.
S Merchant Has Indicated that CVV2 / CVC2 is not present on card - May indicate a problem with the card. Contact the cardholder to verify the CVV2 code before completing the transaction.
U Issuer is not certified and/or has not provided visa encryption keys.
I CVV2 code is invalid or empty.
Z or X Server Provider did not respond.
Blank No CVV code was sent and there was no indication that the CVV code was not present on the card.