The TransArmor® and Data Vault solutions are First Data's innovative technologies that employs a combination of end-to-end encryption and tokenization, solving for our merchant clients many of the vulnerabilities that exist in the payments-processing chain. When combined, encryption and tokenization provide an effective method for securing sensitive data throughout their lifecycle.
First Data's integrated token services supports issuing clients with cardholder protection. It replaces the personal account number (PAN) with a token (a proxy number) within a digital passbook or card-on-file merchant. The solution uses the token rather than the PAN between the merchant and the Brand (American Express®, MasterCard®, and Visa®). The token remains valid as long as the PAN is valid. The token is stored and maintained at the corresponding Brand, serving as the TSP.